\midrule \multicolumn{6}{l}{\textbf{Panel A: Gender}}  \\ \midrule \addlinespace 
1.Treat             &               &               &               &               &               \\
\textbf{Male}       &       0.062** &       0.074*  &       0.027   &       0.059** &       0.075*  \\
                    &     (0.028)   &     (0.040)   &     (0.035)   &     (0.026)   &     (0.044)   \\
Mean                &       0.817   &       0.517   &       0.431   &       0.590   &       4.798   \\
\(N\)               &        1123   &        1168   &        1092   &        1174   &        1099   \\
 [4pt] \cmidrule(lr){2-5}
1.Treat             &               &               &               &               &               \\
\textbf{Female}     &       0.083** &       0.066   &       0.024   &       0.061*  &       0.122*  \\
                    &     (0.036)   &     (0.054)   &     (0.042)   &     (0.033)   &     (0.063)   \\
Mean                &       0.730   &       0.555   &       0.401   &       0.574   &       4.575   \\
\(N\)               &         668   &         686   &         642   &         687   &         651   \\
 [4pt] \cmidrule(lr){2-5}
P-val.\ for diff.\ in coeff.\&       0.569   &       0.891   &       0.938   &       0.949   &       0.455   \\
 [4pt] \cmidrule(lr){2-5} 
\midrule \multicolumn{6}{l}{\textbf{Panel B: Experience}}  \\ \midrule \addlinespace 
1.Treat             &               &               &               &               &               \\
\textbf{6+ years}   &       0.002   &      -0.017   &       0.040   &       0.013   &       0.038   \\
                    &     (0.033)   &     (0.055)   &     (0.040)   &     (0.032)   &     (0.064)   \\
Mean                &       0.873   &       0.576   &       0.476   &       0.652   &       4.870   \\
\(N\)               &         668   &         686   &         636   &         691   &         644   \\
 [4pt] \cmidrule(lr){2-5}
1.Treat             &               &               &               &               &               \\
\textbf{Up to 5 years}&       0.108***&       0.117***&       0.015   &       0.084***&       0.116** \\
                    &     (0.030)   &     (0.042)   &     (0.037)   &     (0.027)   &     (0.046)   \\
Mean                &       0.738   &       0.509   &       0.393   &       0.550   &       4.638   \\
\(N\)               &        1123   &        1168   &        1098   &        1170   &        1106   \\
 [4pt] \cmidrule(lr){2-5}
P-val.\ for diff.\ in coeff.\&       0.006   &       0.030   &       0.614   &       0.054   &       0.238   \\
 [4pt] \cmidrule(lr){2-5} 
\midrule \multicolumn{6}{l}{\textbf{Panel C: Employment Status}}  \\ \midrule \addlinespace 
1.Treat             &               &               &               &               &               \\
\textbf{Old Employee}&       0.051*  &       0.059   &       0.044   &       0.058** &       0.077*  \\
                    &     (0.027)   &     (0.039)   &     (0.029)   &     (0.024)   &     (0.044)   \\
Mean                &       0.811   &       0.554   &       0.455   &       0.612   &       4.770   \\
\(N\)               &        1495   &        1548   &        1443   &        1555   &        1454   \\
 [4pt] \cmidrule(lr){2-5}
1.Treat             &               &               &               &               &               \\
\textbf{New Employee}&       0.176***&       0.136** &      -0.005   &       0.102** &       0.198** \\
                    &     (0.055)   &     (0.068)   &     (0.066)   &     (0.048)   &     (0.087)   \\
Mean                &       0.644   &       0.413   &       0.235   &       0.438   &       4.439   \\
\(N\)               &         296   &         306   &         291   &         306   &         296   \\
 [4pt] \cmidrule(lr){2-5}
P-val.\ for diff.\ in coeff.\&       0.022   &       0.263   &       0.434   &       0.356   &       0.163   \\
 [4pt] \cmidrule(lr){2-5} 
\midrule \multicolumn{6}{l}{\textbf{Panel D: Location}}  \\ \midrule \addlinespace 
1.Treat             &               &               &               &               &               \\
\textbf{In Abidjan} &       0.015   &       0.006   &       0.013   &       0.013   &      -0.004   \\
                    &     (0.026)   &     (0.046)   &     (0.038)   &     (0.027)   &     (0.051)   \\
Mean                &       0.889   &       0.682   &       0.481   &       0.690   &       5.012   \\
\(N\)               &        1060   &        1098   &        1013   &        1103   &        1023   \\
 [4pt] \cmidrule(lr){2-5}
1.Treat             &               &               &               &               &               \\
\textbf{Outside Abidjan}&       0.147***&       0.152***&       0.023   &       0.114***&       0.229***\\
                    &     (0.051)   &     (0.055)   &     (0.047)   &     (0.038)   &     (0.069)   \\
Mean                &       0.632   &       0.314   &       0.334   &       0.431   &       4.305   \\
\(N\)               &         731   &         756   &         721   &         758   &         727   \\
 [4pt] \cmidrule(lr){2-5}
P-val.\ for diff.\ in coeff.\&       0.024   &       0.051   &       0.875   &       0.038   &       0.007   \\
 [4pt] \cmidrule(lr){2-5} 
